Yep. Responsible or not, real world experience is the key, and nothing will ever take the place of that. Sorry, coulda been a little more clear with the statement, but yes, I didn't mean to say that 17 or 18-y.o. kids are irresponsible, but more to the point that because they are that young, they don't have enough real-world experience to deal with certain situations effectively... and it doesn't only apply to cars, but basically anything where you need a level of skill to operate (mechanics, plumbers, computer geeks, athletes, fighter pilots, boat captains, the list goes on and on). I find the parents mostly at fault for lack of education and guidance, and for not realizing that their kids aren't at the same skill level as they when it comes to driving. As much as it sucks to not get your license until you're 17 (or 18 now I think in places), there's a reason for that. That's why insurance companies charge more for younger drivers , becaus...